European Government-Backed Financing

Smarter Equipment Financing for Africa

European government-backed financing for your capital equipment — up to 85% of the contract value, 5–8 year terms, and a single contract that bundles multiple European suppliers. Dramatically lower annual cash-flow burden than local bank lending.

85%
Equipment value financed — only 15% upfront
5–8 yr
Repayment terms — double or triple local banks
1 contract
Multiple European OEMs bundled into one ECA deal
€2–15M
Equipment financing from European manufacturers

Local borrowing is expensive. There's a better way.

Commercial bank rates across Africa make equipment investments painfully expensive, with short terms that strain your cash flow. European Export Credit Agencies offer a proven alternative.

South Africa
~12%
3–4 year terms
Botswana
~16%
2–3 year terms
Mozambique
~20%
2–3 year terms
Ghana
~26%
2–3 year terms
Zambia
~27%
2–3 year terms
ECA-Backed
5–8 yr
tenor · 85% financed · EUR-denominated

Indicative commercial bank lending rates for mid-market equipment financing. ECA-backed terms are country-risk-dependent; see the calculator for your specific deal.

How ECA Financing Works

Export Credit Agencies are government institutions that guarantee loans when you buy equipment from their country's manufacturers. We manage the entire process for you.

1

Tell Us What You Need

Describe your equipment requirements and business context. We assess feasibility within 2 weeks.

2

We Source & Structure

We identify the best European manufacturers and build a financing package tailored to your needs.

3

ECA Guarantee

The ECA guarantees the loan, unlocking favourable bank terms that wouldn't be available otherwise.

4

Bank Provides the Loan

A European bank funds the transaction. The manufacturer is paid upfront — no risk to you.

5

You Receive Equipment

Equipment is delivered and you repay over 5–8 years at a dramatically lower annual cash-flow burden than local financing.

See How Much You Could Save

Enter your equipment cost and country to compare local bank financing with ECA-backed terms.

€1M€20M
OECD risk —
Annual Cash Flow Savings
1
Lower Cost of Capital
lower than local bank financing
2
Longer Tenor
vs local
3
Higher Leverage
preserved at signing
4
Multi-Source Bundling
One contract
Multiple European OEMs, one ECA application
5
Financial Bundling
Full CAPEX
51% German content qualifies the whole package
How the annual savings break down
Rate + tenor advantage vs local
ECA premium (annualized)
Setup fees (annualized)
Net annual cash-flow saving
Indicative only — not a binding offer. Figures are subject to Euler Hermes credit committee approval, final buyer risk assessment, minimum 30% German/European content, eligible goods and services, and bank credit approval. Assumes a standard private borrower profile.

Does your deal qualify for ECA financing?

INZAG ETS structures deals that meet these criteria. If your situation fits, we can likely build you a financing package.

Private company
Not sovereign, state-owned, or publicly listed multinational (they have other financing channels)
Revenue USD 20–150M / year
Mid-market sweet spot for ECA-backed structuring
5+ years operating
With audited financial statements for the last 3 years
Equipment need €1–15M
Sweet spot €5–15M. Below €1M is uneconomical for the ECA process.
Majority European equipment
51%+ German content qualifies the full package — non-German components, logistics, and installation still benefit from ECA terms
Core sectors
Mining, construction, energy, water infrastructure, manufacturing

Equipment Financing Across Key Sectors

If your business needs European-manufactured capital equipment worth USD 2–15 million, we can likely structure a financing solution for you.

Mining & Resources

Drilling rigs, excavators, crushers, processing plants, conveyor systems, ventilation.

Copper, gold, cobalt, lithium, PGMs, graphite

Construction

Cranes, earthmoving equipment, concrete plants, road machinery, formwork systems.

Infrastructure, housing, commercial, industrial

Manufacturing

Production lines, packaging, industrial boilers, compressors, water treatment.

Food & beverage, cement, agri-processing

Energy & Utilities

Generators, solar equipment, transformers, switchgear, pumping stations.

IPPs, solar, mini-grids, distribution

Logistics & Transport

Specialized vehicles, port handling, rail components, warehouse systems.

Ports, freight, cold chain, warehousing

Are you an OEM? Explore our partnership →

Country-Specific Financing Solutions

Each market has unique financing challenges and opportunities. Explore tailored ECA financing information for your country.

ZA

South Africa

Mining, construction, manufacturing

BW

Botswana

Mining, energy, infrastructure

NA

Namibia

Mining, water, logistics

MZ

Mozambique

Energy, mining, agriculture

GH

Ghana

Mining, oil & gas, construction

AO

Angola

Oil & gas, mining, infrastructure

Check Your ECA Financing Readiness

Answer a few questions to see how well your company fits ECA-backed financing criteria.

1 Company
2 Profile
3 Equipment
4 Results

Tell Us About Your Company

Your Business Profile

Your Equipment Needs

Government-Backed Export Credit Agencies

These are not private lenders. They are government institutions from Europe's strongest economies, created to support international trade.

DE
Euler Hermes
Germany
IT
SACE
Italy
GB
UKEF
United Kingdom
FR
Bpifrance
France
SE
EKN
Sweden
AT
OeKB
Austria

Built on 77 Years of Infrastructure Experience

INZAG ETS (Export & Trade Solutions) is the commercial platform of INZAG Germany GmbH, part of a global infrastructure and construction group that has delivered over 1,000 contracts across 4 continents.

We are not a bank and not a broker. We are your structuring and coordination partner — connecting African businesses to European manufacturers, banks, and government-backed financing in a single, managed package.

Our team understands both sides of the transaction: the African business landscape and the European export finance ecosystem. We bridge the gap so you can focus on growing your business.

77+
Years of experience
1,000+
Contracts delivered
4
Continents of operations
19
Mining projects completed

Ready to Explore Smarter Financing?

Tell us about your equipment needs. We'll assess feasibility within 2 weeks — confidential, no obligation, no upfront fees.

Contact Us Check If You Qualify
INZAG

INZAG ETS Assistant

Ask me about ECA financing