European Government-Backed Financing

Smarter Equipment Financing for Africa

Access European government-backed loans at 4–7% interest with up to 85% financing coverage and 5–8 year repayment terms. We connect your business to the capital equipment it needs to grow.

4–7%
Interest rates via ECA-backed financing
85%
Equipment value financed — only 15% upfront
5–8 yr
Repayment terms — double or triple local banks
$2–15M
Equipment financing from European manufacturers

Local borrowing is expensive. There's a better way.

Commercial bank rates across Africa make equipment investments painfully expensive, with short terms that strain your cash flow. European Export Credit Agencies offer a proven alternative.

South Africa
10–14%
3–5 year terms
Kenya
14–17%
2–4 year terms
Ghana
22–30%
2–3 year terms
Zambia
25–29%
2–3 year terms
Tanzania
12–15%
3–5 year terms
ECA-Backed
4–7%
5–8 year terms

Rates shown are approximate commercial bank lending rates for equipment financing (2025). ECA rates depend on project specifics and country risk.

How ECA Financing Works

Export Credit Agencies are government institutions that guarantee loans when you buy equipment from their country's manufacturers. We manage the entire process for you.

1

Tell Us What You Need

Describe your equipment requirements and business context. We assess feasibility within 2 weeks.

2

We Source & Structure

We identify the best European manufacturers and build a financing package tailored to your needs.

3

ECA Guarantee

The ECA guarantees the loan, unlocking favourable bank terms that wouldn't be available otherwise.

4

Bank Provides the Loan

A European bank funds the transaction. The manufacturer is paid upfront — no risk to you.

5

You Receive Equipment

Equipment is delivered and you repay over 5–8 years at a fraction of local bank rates.

See How Much You Could Save

Enter your equipment cost and country to compare local bank financing with ECA-backed terms.

USD 5,000,000

Your Comparison

Local Bank

Financed
Upfront (15%)
Rate
Term
Monthly Payment
Total Interest
Total Cost

ECA-Backed

Financed
Upfront (15%)
Rate
Term
Semi-annual Instalment
Total Interest
Insurance Premium
Total Cost
Estimated Total Savings
Local Bank Total Cost
ECA Total Cost

Want a personalized proposal?

Get a Proposal

Illustrative only. Actual terms depend on company profile, equipment origin, and ECA country risk assessment. Insurance premium estimated at 1.5% p.a.

Equipment Financing Across Key Sectors

If your business needs European-manufactured capital equipment worth USD 2–15 million, we can likely structure a financing solution for you.

Mining & Resources

Drilling rigs, excavators, crushers, processing plants, conveyor systems, ventilation.

Copper, gold, cobalt, lithium, PGMs, graphite

Construction

Cranes, earthmoving equipment, concrete plants, road machinery, formwork systems.

Infrastructure, housing, commercial, industrial

Manufacturing

Production lines, packaging, industrial boilers, compressors, water treatment.

Food & beverage, cement, agri-processing

Energy & Utilities

Generators, solar equipment, transformers, switchgear, pumping stations.

IPPs, solar, mini-grids, distribution

Logistics & Transport

Specialized vehicles, port handling, rail components, warehouse systems.

Ports, freight, cold chain, warehousing

Are you an OEM? Explore our partnership →

Country-Specific Financing Solutions

Each market has unique financing challenges and opportunities. Explore tailored ECA financing information for your country.

Check Your ECA Financing Readiness

Answer a few questions to see how well your company fits ECA-backed financing criteria.

1 Company
2 Profile
3 Equipment
4 Results

Tell Us About Your Company

Your Business Profile

Your Equipment Needs

Government-Backed Export Credit Agencies

These are not private lenders. They are government institutions from Europe's strongest economies, created to support international trade.

DE
Euler Hermes
Germany
IT
SACE
Italy
GB
UKEF
United Kingdom
FR
Bpifrance
France
SE
EKN
Sweden
AT
OeKB
Austria

Built on 77 Years of Infrastructure Experience

INZAG ETS (Export & Trade Solutions) is the commercial platform of INZAG Germany GmbH, part of a global infrastructure and construction group that has delivered over 1,000 contracts across 4 continents.

We are not a bank and not a broker. We are your structuring and coordination partner — connecting African businesses to European manufacturers, banks, and government-backed financing in a single, managed package.

Our team understands both sides of the transaction: the African business landscape and the European export finance ecosystem. We bridge the gap so you can focus on growing your business.

77+
Years of experience
1,000+
Contracts delivered
4
Continents of operations
19
Mining projects completed

Ready to Explore Smarter Financing?

Tell us about your equipment needs. We'll assess feasibility within 2 weeks — confidential, no obligation, no upfront fees.

Contact Us Check If You Qualify
INZAG

INZAG ETS Assistant

Ask me about ECA financing