Ghana
Ghanaian businesses face some of Africa's highest equipment financing costs at 22-30% with 2-3 year terms. ECA-backed financing slashes this to 4-7% over 5-8 years — a game-changer for the Gold Coast's growing economy.
Ghana hosts the AfCFTA headquarters and is one of West Africa's fastest-growing economies. But local bank rates of 22-30% make equipment investment nearly impossible without alternative financing.
Rates shown are approximate commercial bank lending rates for equipment financing in Ghana (2025). ECA rates depend on project specifics and country risk assessment.
Ghana's economy is driven by mining, energy, and construction — all sectors with massive equipment needs that ECA financing is designed to support.
Ghana is Africa's largest gold producer. The Ashanti Gold Belt and Tarkwa operations drive constant demand for mining equipment.
The Jubilee and TEN fields have made Ghana a significant oil producer. Equipment needs span upstream, midstream, and power generation.
Rapid urbanization and infrastructure development — Accra, Kumasi, and the emerging Tema industrial zone.
Enter your equipment cost to compare Ghanaian bank financing with ECA-backed terms. See the difference in monthly payments and total cost.
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Get a ProposalIllustrative only. Actual terms depend on company profile, equipment origin, and ECA country risk assessment. Insurance premium estimated at 1.5% p.a.
Answer a few quick questions to assess your company's fit for European government-backed equipment financing in Ghana.
Export Credit Agencies are European government institutions that guarantee loans when you buy equipment from their country's manufacturers. We manage the entire process for you.
Describe your equipment requirements and business context. We assess feasibility within 2 weeks.
We identify the best European manufacturers and build a financing package tailored to your Ghanaian business.
The ECA guarantees the loan, unlocking favourable bank terms that wouldn't be available otherwise.
A European bank funds the transaction. The manufacturer is paid upfront — no risk to you.
Equipment is delivered to Ghana and you repay over 5-8 years at a fraction of local bank rates.
Tell us about your equipment needs. We'll assess feasibility within 2 weeks — confidential, no obligation, no upfront fees.
Ask me about ECA financing for Ghana