MZ Mozambique

Smarter Equipment Financing for Mozambique

Mozambican businesses face 18-22% local bank rates with 2-3 year terms. ECA-backed financing opens access to 4-7% rates over 5-8 years — critical for the country's LNG boom and infrastructure development.

18-22%
Typical Mozambique bank rate
4-7%
ECA-backed rate
MT64
Current USD/MZN rate
85%
Equipment value financed

Massive Opportunity, Constrained by Expensive Capital

Mozambique's LNG projects and Nacala corridor development represent enormous equipment needs, but local financing rates of 18-22% make large equipment purchases prohibitively expensive.

BCI / Millennium BIM
18-22%
2-3 year terms
Standard Bank Moz
16-20%
2-3 year terms
BNI
18-25%
2-3 year terms
ECA-Backed
4-7%
5-8 year terms

Rates shown are approximate commercial bank lending rates for equipment financing in Mozambique (2025). ECA rates depend on project specifics and country risk.

Equipment Financing Across Mozambique's Key Industries

If your Mozambican business needs European-manufactured capital equipment worth USD 2-15 million, we can likely structure a financing solution for you.

Energy (LNG/Gas)

The Rovuma Basin LNG projects make Mozambique one of Africa's most important energy frontiers. Massive equipment needs across the value chain.

LNG, Gas Processing, Pipeline Infrastructure

Mining

Growing coal exports via the Nacala corridor, plus emerging graphite and heavy mineral sands operations.

Coal, Graphite, Heavy Minerals

Construction

Infrastructure development to support the energy sector, including roads, ports, and urban development in Maputo and Pemba.

Ports, Roads, Housing, Industrial

Agriculture

Mozambique's vast arable land supports commercial agriculture expansion requiring processing and irrigation equipment.

Sugar, Cotton, Cashew, Rice

How ECA Financing Works in Mozambique

Export Credit Agencies are government institutions that guarantee loans when you buy equipment from their country's manufacturers. We manage the entire process for you.

1

Tell Us What You Need

Describe your equipment requirements and business context. We assess feasibility within 2 weeks.

2

We Source & Structure

We identify the best European manufacturers and build a financing package tailored to your needs.

3

ECA Guarantee

The ECA guarantees the loan, unlocking favourable bank terms that wouldn't be available otherwise.

4

Bank Provides the Loan

A European bank funds the transaction. The manufacturer is paid upfront — no risk to you.

5

You Receive Equipment

Equipment is delivered and you repay over 5-8 years at a fraction of local bank rates.

See How Much You Could Save in Mozambique

Enter your equipment cost to compare local Mozambican bank financing with ECA-backed terms.

USD 5,000,000

Your Comparison

Local Bank

Financed
Upfront (15%)
Rate
Term
Monthly Payment
Total Interest
Total Cost

ECA-Backed

Financed
Upfront (15%)
Rate
Term
Semi-annual Instalment
Total Interest
Insurance Premium
Total Cost
Estimated Total Savings
Local Bank Total Cost
ECA Total Cost

Want a personalized proposal?

Get a Proposal

Illustrative only. Actual terms depend on company profile, equipment origin, and ECA country risk assessment. Insurance premium estimated at 1.5% p.a.

How Ready Is Your Mozambican Business?

Answer a few questions to assess your fit for ECA-backed equipment financing. Takes about 2 minutes.

Company Information

Government-Backed Export Credit Agencies

These are not private lenders. They are government institutions from Europe's strongest economies, created to support international trade.

DE
Euler Hermes
Germany
IT
SACE
Italy
GB
UKEF
United Kingdom
FR
Bpifrance
France
SE
EKN
Sweden
AT
OeKB
Austria

Ready to Explore Smarter Financing in Mozambique?

Tell us about your equipment needs. We'll assess feasibility within 2 weeks — confidential, no obligation, no upfront fees.

Contact Us Check Your Readiness
INZAG

INZAG ETS Assistant

Ask me about ECA financing in Mozambique