Mozambique

Smarter Equipment Financing for Mozambique

Mozambique businesses with locally-financed equipment loans running 18–22% over 2–3 years now have access to a structured alternative. ECA-backed structuring offers dramatically lower annual cash-flow burden, 5–8 year terms, and coverage up to 85% of the contract value — critical for the country’s LNG boom and infrastructure push.

Calculate Your Savings Learn How It Works

18-22%

Typical Mozambique bank rate

85%

Equipment value financed — only 15% upfront

MT64

Current USD/MZN rate

85%

Equipment value financed

Does your deal qualify for ECA financing?

INZAG ETS structures deals that meet these criteria. If your situation fits, we can likely build you a financing package.

Private company

Not sovereign, state-owned, or publicly listed multinational (they have other financing channels)

Revenue USD 20–150M / year

Mid-market sweet spot for ECA-backed structuring

5+ years operating

With audited financial statements for the last 3 years

Equipment need €1–15M

Sweet spot €5–15M. Below €1M is uneconomical for the ECA process.

Majority European equipment

51%+ German content qualifies the full package — non-German components, logistics, and installation still benefit from ECA terms

Core sectors

Mining, construction, energy, water infrastructure, manufacturing

The Mozambique Challenge

Massive Opportunity, Constrained by Expensive Capital

Mozambique's LNG projects and Nacala corridor development represent enormous equipment needs, but local financing rates of 18-22% make large equipment purchases prohibitively expensive.

BCI / Millennium BIM

18-22%

2-3 year terms

Standard Bank Moz

16-20%

2-3 year terms

BNI

18-25%

2-3 year terms

ECA-Backed

5–8 yr

tenor · 85% financed · EUR-denominated

Rates shown are approximate commercial bank lending rates for equipment financing in Mozambique (2025). ECA rates depend on project specifics and country risk.

Key Sectors

Equipment Financing Across Mozambique's Key Industries

If your Mozambican business needs European-manufactured capital equipment worth USD 2-15 million, we can likely structure a financing solution for you.

Energy (LNG/Gas)

The Rovuma Basin LNG projects make Mozambique one of Africa's most important energy frontiers. Massive equipment needs across the value chain.

LNG, Gas Processing, Pipeline Infrastructure

Mining

Growing coal exports via the Nacala corridor, plus emerging graphite and heavy mineral sands operations.

Coal, Graphite, Heavy Minerals

Construction

Infrastructure development to support the energy sector, including roads, ports, and urban development in Maputo and Pemba.

Ports, Roads, Housing, Industrial

Agriculture

Mozambique's vast arable land supports commercial agriculture expansion requiring processing and irrigation equipment.

Sugar, Cotton, Cashew, Rice

Simple Process

How ECA Financing Works in Mozambique

Export Credit Agencies are government institutions that guarantee loans when you buy equipment from their country's manufacturers. We manage the entire process for you.

Tell Us What You Need

Describe your equipment requirements and business context. We assess feasibility within 2 weeks.

We Source & Structure

We identify the best European manufacturers and build a financing package tailored to your needs.

ECA Guarantee

The ECA guarantees the loan, unlocking favourable bank terms that wouldn't be available otherwise.

Bank Provides the Loan

A European bank funds the transaction. The manufacturer is paid upfront — no risk to you.

You Receive Equipment

Equipment is delivered and you repay over 5-8 years at a fraction of local bank rates.

Interactive Tool

See How Much You Could Save in Mozambique

Enter your equipment cost to compare local Mozambican bank financing with ECA-backed terms.

Equipment Cost EUR 5,000,000

€1M€20M

Your Country

Repayment Period

— OECD risk — —

Annual Cash Flow Savings

—

Lower Cost of Capital

—

lower than local bank financing

Longer Tenor

—

vs — local

Higher Leverage

—

— preserved at signing

Multi-Source Bundling

One contract

Multiple European OEMs, one ECA application

Financial Bundling

Full CAPEX

51% German content qualifies the whole package

How the annual savings break down

Rate + tenor advantage vs local —

ECA premium (annualized) —

Setup fees (annualized) —

Net annual cash-flow saving —

Get a Proposal

Indicative only — not a binding offer. Figures are subject to Euler Hermes credit committee approval, final buyer risk assessment, minimum 30% German/European content, eligible goods and services, and bank credit approval. Assumes a standard private borrower profile.

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