NA Namibia

Smarter Equipment Financing for Namibia

Namibian businesses pay 13-17% at local banks with 2-4 year terms. With ECA-backed financing, access 4-7% rates over 5-8 years — supporting Harambee Prosperity Plan goals.

13-17%
Typical Namibia bank rate
4-7%
ECA-backed rate
N$18.5
NAD pegged to ZAR
85%
Equipment value financed

Growing Economy, Limited Equipment Financing Options

Namibia's banking sector, while stable, offers limited options for large equipment purchases. With the NAD pegged to the Rand, currency risk is manageable — making ECA financing particularly attractive.

Standard Bank Namibia
13-17%
2-4 year terms
FNB Namibia
12-16%
3-4 year terms
Bank Windhoek
12-15%
3-5 year terms
ECA-Backed
4-7%
5-8 year terms

Rates shown are approximate commercial bank lending rates for equipment financing (2025). ECA rates depend on project specifics and country risk.

How ECA Financing Works in Namibia

Export Credit Agencies are government institutions that guarantee loans when you buy equipment from their country's manufacturers. We manage the entire process for you.

1

Tell Us What You Need

Describe your equipment requirements and business context. We assess feasibility within 2 weeks.

2

We Source & Structure

We identify the best European manufacturers and build a financing package tailored to your needs.

3

ECA Guarantee

The ECA guarantees the loan, unlocking favourable bank terms that wouldn't be available otherwise.

4

Bank Provides the Loan

A European bank funds the transaction. The manufacturer is paid upfront — no risk to you.

5

You Receive Equipment

Equipment is delivered and you repay over 5-8 years at a fraction of local bank rates.

Equipment Financing for Namibia's Core Industries

If your Namibian business needs European-manufactured capital equipment worth USD 2-15 million, we can likely structure a financing solution for you.

Mining & Resources

Namibia hosts world-class uranium deposits (Husab mine), diamonds (Namdeb), and growing lithium/rare earth prospects.

Uranium, Diamonds, Lithium, Zinc

Fishing & Marine

One of Africa's most productive fishing grounds, with a modern fleet needing regular vessel and processing equipment upgrades.

Deep Sea, Aquaculture, Processing

Construction

Infrastructure development under the Harambee Plan drives demand for construction and earthmoving equipment.

Roads, Housing, Water Infrastructure

See How Much You Could Save in Namibia

Enter your equipment cost to compare Namibian bank financing with ECA-backed terms.

USD 5,000,000

Your Comparison

Local Bank

Financed
Upfront (15%)
Rate
Term
Monthly Payment
Total Interest
Total Cost

ECA-Backed

Financed
Upfront (15%)
Rate
Term
Semi-annual Instalment
Total Interest
Insurance Premium
Total Cost
Estimated Total Savings
Local Bank Total Cost
ECA-Backed Total Cost

Want a personalized proposal?

Get a Proposal

Illustrative only. Actual terms depend on company profile, equipment origin, and ECA country risk assessment. Insurance premium estimated at 1.5% p.a.

Are You Ready for ECA Financing?

Answer a few questions to assess your company's readiness for European government-backed equipment financing.

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Company Information

Ready to Explore Smarter Financing in Namibia?

Tell us about your equipment needs. We'll assess feasibility within 2 weeks — confidential, no obligation, no upfront fees.

Contact Us Check If You Qualify
INZAG

INZAG ETS Assistant

Ask me about ECA financing in Namibia