AO Angola

Smarter Equipment Financing for Angola

Angolan businesses face 20-30% local rates with 2-3 year terms. ECA-backed financing offers 4-7% rates over 5-8 years — supporting the PRODESI program and Angola's post-oil economic diversification.

20-30%
Typical Angola bank rate
4-7%
ECA-backed rate
Kz830
Current USD/AOA rate
85%
Equipment value financed

Africa's Oil Giant Needs Affordable Equipment Financing

Angola is diversifying beyond oil, but local financing costs of 20-30% are a major barrier to equipment investment. The PRODESI program's goals require access to affordable international capital.

BAI / BFA
20-30%
2-3 year terms
BIC Angola
18-28%
2-3 year terms
BDA
15-22%
3-4 year terms
ECA-Backed
4-7%
5-8 year terms

Rates shown are approximate commercial bank lending rates for equipment financing in Angola (2025). ECA rates depend on project specifics and country risk assessment.

Equipment Financing for Angola's Priority Industries

Angola's economy is diversifying beyond oil. ECA-backed financing supports equipment investment across the sectors driving Angola's growth under the PRODESI program.

Oil & Gas

Angola is Sub-Saharan Africa's second-largest oil producer. Equipment needs span drilling, production, refining, and LNG processing.

Upstream, Midstream, Refining, LNG

Mining (Diamonds)

Angola is the world's fourth-largest diamond producer. Growing iron ore, gold, and phosphate sectors need modern equipment.

Diamonds, Iron Ore, Gold, Phosphates

Construction

Post-conflict reconstruction continues with major housing, road, and port infrastructure projects across the country.

Roads, Housing, Ports, Rail

Agriculture

The PRODESI program emphasizes agricultural modernization. Equipment needs include processing, irrigation, and mechanization.

Coffee, Sugar, Cereals, Fisheries

See How Much You Could Save in Angola

Enter your equipment cost to compare Angolan bank financing with ECA-backed terms. See your potential savings in USD or Kwanza.

USD 5,000,000

Your Comparison

Local Bank

Financed
Upfront (15%)
Rate
Term
Monthly Payment
Total Interest
Total Cost

ECA-Backed

Financed
Upfront (15%)
Rate
Term
Semi-annual Instalment
Total Interest
Insurance Premium
Total Cost
Estimated Total Savings
Local Bank Total Cost
ECA Total Cost

Want a personalized proposal?

Get a Proposal

Illustrative only. Actual terms depend on company profile, equipment origin, and ECA country risk assessment. Insurance premium estimated at 1.5% p.a.

Are You Ready for ECA Financing?

Answer a few questions about your Angolan business and equipment needs. We'll assess your fit for ECA-backed financing in under 2 minutes.

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Step 1: Your Company

How ECA Financing Works in Angola

Export Credit Agencies are European government institutions that guarantee loans when you buy equipment from their country's manufacturers. INZAG ETS manages the entire process for Angolan businesses.

1

Tell Us What You Need

Describe your equipment requirements and business context. We assess feasibility for your Angolan operation within 2 weeks.

2

We Source & Structure

We identify the best European manufacturers and build a financing package tailored to your needs and Angola's regulatory environment.

3

ECA Guarantee

The European Export Credit Agency guarantees the loan, unlocking favourable bank terms unavailable through Angolan banks.

4

Bank Provides the Loan

A European bank funds the transaction at 4-7%. The manufacturer is paid upfront — no risk to you.

5

You Receive Equipment

Equipment is delivered to Angola and you repay over 5-8 years at a fraction of local bank rates.

Ready to Explore Smarter Financing in Angola?

Tell us about your equipment needs. We'll assess feasibility within 2 weeks — confidential, no obligation, no upfront fees. Supporting Angola's PRODESI program and economic diversification.

Contact Us Check Your Readiness
INZAG

INZAG ETS Assistant

Ask me about ECA financing in Angola